When facing piles of medical bills for injuries after a car accident, you may be tempted to accept the first settlement offer you receive from the insurance company. However, fair compensation that will cover all of your medical bills—not just now, but in the future—is critical to your recovery. Deciding how much you will need is simply too important to leave up to the discretion of insurance company adjusters whose objective is to pay you as little as possible. Instead, you need an experienced car accident attorney to protect your interests. You should discuss your case with an attorney who can evaluate your entitlement to damages and review any insurance settlement offer before accepting it. Because the legal team at The Levin Firm specializes in dealing with car accident cases, we can help ensure that you are fully compensated for your injuries.
Car insurance law in Pennsylvania is unique to Pennsylvania, and can be complicated. Pennsylvania is a state, which means that you can choose the type of coverage you want to purchase. If you carry a traditional policy, which requires the driver at fault to pay all losses, your car accident claim will process through the negligent driver’s insurance company. This type of policy may allow recovery of damages for your pain and suffering. A traditional policy, while more expensive than a no-fault policy, covers your losses no matter who caused the accident. However, these policies typically pay only for financial losses, not for damages for pain and suffering, unless the accident involved extremely serious and traumatic injuries.
Regardless of which kind of coverage you carry, you should consult with a dedicated car accident lawyer to make sure the insurance company offers to pay for everything your policy entitles you to recover. When you’ve been hurt, you shouldn’t have to face the insurance company alone. Even minor car accidents can be costly and it can take a long time to fully recover both physically and financially. A knowledgeable car accident attorney can fight for your rights and handle negotiations with the insurance company to maximize your settlement, while you can focus on your recovery. At The Levin Firm in Philadelphia, our committed car accident lawyers have the experience, skill, and determination to carefully assess your unique claim and recover the compensation to which you’re entitled.
While you’re naturally overwhelmed after a car accident, don’t be lulled into accepting whatever the insurance company offers you. That’s rarely the best choice. Insurance companies are in business to make profit, just like other businesses. Often insurance companies use less than scrupulous methods, like making low-ball offers when you desperately need money to pay rapidly mounting medical bills. Insurance companies may also unreasonably delay processing your claim; deny your claim outright and argue you failed to provide adequate documentation or meet deadlines; or send you minimal payouts to induce you to accept without realizing it can cut off your right to a fair settlement. Don’t let an insurance company take advantage of you when you’ve been hurt. Have an experienced car accident attorney carefully analyze your situation and evaluate any insurance settlement offer under your particular circumstances.
If you’ve been injured in a car accident, you’ve most likely accrued significant medical expenses. Although these may vary with the nature of your injuries, your recoverable costs may include:
While your medical expenses may well be extensive, they are likely not your only losses. If you’ve been injured in an accident, you’ve probably also lost wages and may even experience diminished earning potential. A change in your ability to work can cause especially difficult consequences if you invested your whole life in a career that you are no longer able to do. Having the right attorney who understands these devastating impacts can help you recover and move on with your life despite these challenges.
Although car accidents cause significant financial losses, the pain and suffering you’ve endured should never be discounted. The trauma of being hurt by someone else’s negligence in the blink of an eye is almost impossible to quantify. While no dollar amount can ever return you to your pre-accident self, full and just compensation including amounts for your pain and suffering can help you better navigate toward complete recovery.
When an insurance company has made a settlement offer, it may seem simplest just to take the offer and try to put your accident behind you. It’s important to remember, however, that the damages emanating from a car accident may be complex and difficult to assess. Several types of documentation may help support your claim for full compensation:
By compiling all relevant data and records related to your injuries, you’ll provide support that your experienced car accident attorney can use quantify how much you deserve to recover and ensure that your insurance settlement is both comprehensive and just.
If the insurance company has offered you a settlement, don’t let them rush you into accepting it before you’ve even had time to fully recognize the extent of your damages. A car accident attorney will help you better assess your total damages now, as well as those you may experience in the future. With a car accident lawyer’s guidance, you’ll feel more confident and better prepared throughout this often-stressful process. An attorney will help ensure that you avoid the all-too-common mistake of accepting an inadequate settlement offer.
The aftermath of a car accident is stressful and complicated. Remember not to jump at the first offer the insurance company makes. While this impulse is understandable, you need a skilled attorney to protect you and fight for your rights. The experienced car accident attorneys at in Philadelphia have the knowledge and perseverance to aggressively advocate for the compensation you deserve. Our dedicated legal team is here to help you recover from being hurt in an accident. Please or call us at 215-825-5183 today.
According to the Pennsylvania Department of Transportation , there were 121,317 reportable traffic crashes in 2014. These crashes claimed the lives of 1,195 people and injured another 79,758 people. Nevertheless, many drivers may not know what steps to take or basic information to share, or not share, after an accident. Individuals may even put their identities and safety at risk by sharing too much personal information. Consumers generally need only share their names and correct vehicle insurance information, which should include the phone numbers of insurance providers. Sharing additional personal information, such as driver’s license numbers and home addresses, can place consumers, their property and their safety at risk.
After an automobile accident, you will likely be contacted by an automobile insurance adjuster. There are several things to keep in mind before and during that conversation:
If you or someone you love is injured in an automobile accident, it is important to speak to an auto collision attorney as soon as possible. You may even wish to discuss speaking to an attorney prior to communicating with the insurance adjuster from the other side. The experienced automobile accident attorneys at the Levin Firm understand the legal issues that may arise in a vehicle accident and will always strive to ensure you recover any losses you may have incurred as a result. Our skilled single vehicle accident attorneys investigate your case and protect your rights under Pennsylvania law to make sure you receive all of the compensation to which you are entitled. Call 215-825-5183 today to schedule a free consultation or call our toll free number at 877-825-8542.
When it comes to settling a car accident case, the facts of your individual case will determine how long it will take to settle. This is one of the most pressing questions that clients have following a car accident, and one of the most difficult to answer. The length of time it will take to settle your car accident case can vary depending on a number of factors. Those factors include the complexity of your case, the nature and severity of your injuries, and the amount of the claim.
In the event that you decide to settle your car accident case, it is important to remember that how you interact with a claims adjuster can have a significant impact on the outcome of your case. Below are some important tips to facilitate the settlement process:
1. Be organized: Make sure to take thorough notes in the event that you have a conversation with the claims adjuster. Also, be sure to keep a copy of everything you submit. Lastly, if you have agreed to provide the adjuster with certain information, do it promptly.
2. Be patient: While the waiting period can be frustrating, try not to be in too great a hurry to settle your claim. Perhaps even more importantly, do not jump at a first offer. Holding off for a little while often increases your settlement amount.
3. Be persistent: Don’t let the adjuster sit on your claim. Put everything that you and the adjuster have agreed upon in a letter confirming what was said. That way, when the day a certain event was due to happen, you can call and politely request a response. However, it is important not to confuse persistence with pestering. This means that you shouldn’t call the adjuster every day, but make sure the adjuster knows that you will be regularly and thoroughly following up on your claim.
4. Be calm: Avoid high emotions. If you show the adjuster you are making a good-faith claim, you will likely get a good-faith settlement offer in return. Your job is simply to show the adjuster that you know how the process works and that your claim is an honest one.
If you have suffered injury in a Philadelphia auto accident, your main concern should always be on your physical and mental recovery and you should not have to constantly worry about your legal case. For this reason, we make certain to regularly communicate with clients and will keep you up to date on any new developments in your case. We provide careful attention to each individual auto accident case and will always zealously advocate on your behalf. If you have suffered injury, please do not hesitate to call 877-825-8542 to schedule a free consultation with the experienced Philadelphia car accident lawyers at The Levin Firm today.
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