Will I have to file a lawsuit to recover damages after an Atlantic City boating accident?

When you present your claim for damages, you have no guarantees that the other party’s insurance carrier will pay you. Insurance companies’ claim departments conduct their own independent investigations. Protecting their insured is usually their primary goal. It’s always possible that they will review all the evidence and deny liability for your claim. Once an insurance company decides that their insured isn’t responsible for your injuries, a lawsuit is often the only option.