Do not accept any settlement offer without talking with your attorney first. Keep in mind, insurance companies already know that if they offer a fast settlement to an injured victim, they will avoid liability for compensation that an attorney would likely pursue, such as lost wages and future medical expenses.
Remember, in the weeks following an injury, you may not know what your full recovery will look like. Victims often do not know the extent of the injury or what impact it will have on them physically and mentally until weeks or months following a negligent security incident.
Once you accept a settlement, the insurance company will have no further obligation to compensate you for medical bills, lost wages, or other costs incurred due to your injuries, even if your injuries worsen in the future.