In some cases, an insurance company representing the party who hurt you may make you a settlement offer before you have the chance to talk to an attorney. Do not take it without first speaking with an experienced Atlantic City personal injury attorney.
Insurance companies make out-of-the-blue offers when they fear they have large potential financial liability, and want to cut their losses by making a quick deal with an unsuspecting injury victim. They hope you will jump at quick money before you realize they are taking advantage of you. Rest assured: no matter how much money an insurer puts on the table in an unsolicited offer, it will be less than the amount of money you deserve.
Do not sign anything or accept a settlement before discussing it with an experienced personal injury attorney. Agreeing to a settlement offer means giving up important legal rights to seek compensation in the future. Do not risk making a mistake that could leave you with far less money than you need and deserve, and no ability to get more.