Most Philadelphia construction workers are covered by workers’ compensation insurance.
Workers’ compensation is a form of insurance that covers medical expenses and lost wages resulting from a work-related injury or illness. Pennsylvania law requires most Philadelphia employers to purchase and pay for workers’ comp covering their employees.
Most employers who buy workers’ compensation policies do not have legal liability for injuries their employees suffer on the job.
Instead, the law limits employees to filing a workers’ compensation insurance claim—and for that, they may need our help. Workers’ comp claims are no easier to resolve than any other claims involving insurance companies. We can help you apply and make sure the settlement you receive is what you deserve.
Some exceptions to this rule exist, however. Also, in some cases, a third party (someone other than an employer or co-worker) causes a Philadelphia construction accident injury.
In those cases, the injured worker may have the right to sue the third party for damages. For example, in the case of a motor vehicle accident that injures a worker in a construction zone, the worker may have the right to sue the driver of the vehicle.
Speak with an experienced Philadelphia construction accident injury attorney today to learn about your rights to take legal action after suffering a construction accident injury.