Last updated:
That is a broad question with many potential answers. As a basic proposition, chances are good that at least some insurance covers at least some of your NCAA sports-related injuries and losses.
For example:
- Your school may carry athletic health insurance to cover costs associated with treating your injury;
- Your school may carry catastrophic injury insurance to protect you against the costs of severe injuries;
- Certain athletes may have coverage under long-term disability insurance plans that protect them against injuries ending their careers at an elite level;
- Some elite athletes may also carry loss-of-value (LOV) insurance that covers them against diminution of their market value in a pro draft or similar opportunities;
- Your parents’ own health, disability, and other insurance policies, if you are covered under them, may also cover some of your costs; and
- Liability insurance carried by the parties at-fault for your injuries may also cover you, if you take legal action seeking compensation with the help of an experienced sports injury lawyer.
Call us for help determining what insurance may cover you, and for help getting that insurance policy to pay you what you deserve.