9. Can I file a claim against Uber or Lyft directly, instead of going through the driver’s insurance policy?

Maybe. Speak with an experienced Philadelphia ridesharing lawyer to find out for sure.

As a general proposition, most ridesharing accidents—like any Philadelphia motor vehicle accident—get resolved through dealing with insurance carried by the drivers involved. However, that is not always the case. Sometimes, it turns out that some other individual or entity took unreasonably dangerous actions that caused the crash. In those cases, those other parties may have legal liability.

In that sense, even ridesharing companies could have liability to you for your injuries and losses. These companies fight hard to avoid that liability, unsurprisingly, by insisting that their drivers are independent contractors for whose actions they need not answer. Still, in some circumstances your lawyer may have an opportunity to prove that your crash and injuries would not have happened were it not for the ridesharing company’s own conduct. A skilled Philadelphia ridesharing crash injury lawyer can determine if that is the case for you.