Because the timeline for a Philadelphia Lyft accident claim can vary, our clients frequently need to figure out how to pay for their medical care while they await compensation from the party who owes them damages.
Here are some options they often have available to them:
- Their own personal injury protection insurance. If you own a car in Pennsylvania, then you must carry personal injury protection (PIP) insurance as part of your standard auto insurance policy. PIP serves as the primary (or first-in-line) insurance to pay for medical expenses resulting from car accident injuries, no matter who was at fault for the accident, and no matter if you were a driver or passenger.
- Their health insurance. Health insurance will typically pay for medical expenses resulting from a Philadelphia Lyft accident after a victim reaches the limit of their PIP policy, or if they do not have coverage under a PIP policy, subject of course to copayments, deductibles, and policy limits. Keep in mind, however, that health insurance typically does not cover the cost of long-term care.
- Making arrangements with medical billing departments. Victims of a Philadelphia Lyft accident may have the option of negotiating payment terms with a medical billing department, to defer paying bills until victims receive money from legal action. An experienced Philadelphia rideshare accident injury attorney can often help a client with making these arrangements.