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Florida law does not require motorcycle riders over the age of 21 to wear protective headgear while they ride. It does, however, require them to carry medical insurance that will provide compensation in the event of serious injury, including traumatic brain injury. You still have the right to compensation after a severe motorcycle accident caused by another party, even if you did not wear a helmet.

Keep in mind, however, that helmet use can substantially reduce the risk of TBI and decrease the likelihood that the victim will suffer injuries to the face and neck. You should always wear protective headgear and any other necessary protective equipment when riding your motorcycle in Florida, even when you pass your twenty-first birthday and have the legal right to ride without a helmet. Passengers under the age of 21 must always wear a helmet when riding on a motorcycle.