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Never accept a settlement offer without first speaking to an attorney who can properly value your case. The reason for this is that insurance companies are in the business to make money. Part of making money is avoiding large payouts for injuries caused by their insured.

Most quick settlement offers are ridiculously low, as they do not represent the full picture of the injury, the expenses it will result in, or the impacts it will cause to the injured person’s life. These settlements are simply thrown out there in the hopes that the injured person will be lured by the money offered and the opportunity to be done with the case.

However, settlements are a one-shot deal. If you fail to demand enough money to cover your expenses, you cannot go back to the insurer after you settle the case and ask for more, and you could pay for thousands of dollars of expenses out-of-pocket.