Insurance is one of the most critical factors involved in premises liability claims, as it is how most premises liability settlements and awards are paid. While it is possible to file a lawsuit against an uninsured property owner and to even obtain a judgment against that property owner, it will likely be very difficult to collect your award as most people don’t have the financial ability to cover the costs associated with an injury out-of-pocket.
Your attorney needs to know about this so he or she can help you explore legal options for obtaining compensation.