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Not always, but usually. The vast majority of Philadelphia car crashes, Lyft accidents included, stem from some person’s or entity’s mistakes or bad decisions. In most cases, that person or entity will have a legal liability to the crash victims.

Sometimes, more than one person/company/entity has legal liability for the same crash. For example, both the Lyft driver and the other driver in a two-car accident might have made mistakes behind the wheel, and so both of them might owe damages to a Lyft passenger injured in the collision. In that case, auto insurance carried by both drivers, as well as supplemental insurance Lyft provides to its drivers, might contribute to a damages payment.