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Every situation differs, but commonly, Philadelphia spinal cord injury victims may need to contact:

  • An auto insurance company. Most Pennsylvania auto insurance policies contain some notification requirements for the person covered to receive benefits. If a Philadelphia auto accident caused your spinal cord injury, then you may need to alert your auto insurer right away, particularly because you may need to access PIP coverage benefits immediately (see above).
  • Your medical or long-term disability insurance company. Typically, medical providers bill your insurance company directly for the care they provide. However, you may yet need to inform your insurers about the accident, particularly if seeking long-term disability benefits. Speak with an attorney to determine the best course of action for your individual circumstance.
  • Your employer. Tell your employer about your accident and injuries right away. If you sustained your injury on-the-job, you must give this notice to your employer to receive the full workers’ compensation insurance benefits you deserve. Even if you sustained your injury elsewhere, you will likely still need to alert your employer, because a spinal cord injury can inflict massive disabilities and keep a person out of work for months or more. Alerting your employer to your condition protects your own legal rights under federal and state employment and disability laws. It also serves as an important opportunity to answer any questions you might have about insurance coverage you receive through work that might pay benefits to you.
  • An experienced Philadelphia spinal cord injury attorney. Speak with a skilled spinal cord injury lawyer as soon as possible after you get hurt. The sooner you have an attorney on your side working to protect your legal interests, the better your chances of recovering the compensation and insurance benefits you deserve for your injuries. Do not gamble with your physical, emotional, and financial well being by thinking you can wait to speak to an attorney. Get started on protecting yourself as soon as possible.