Yes, you do. Do not make the mistake of thinking that an out-of-the-blue settlement offer from a friendly representative of the rideshare driver’s insurance company will pay you anything close to the amount of money you deserve for your injuries and losses. It won’t. The insurance company makes an offer like that hoping to take advantage of your ignorance of the potential value of your claim. Not only will accepting it leave you empty-handed when you realize how much money you really need to treat your injuries and pay expenses, it will also sacrifice your legal rights.
You need an experienced Philadelphia ridesharing lawyer to evaluate any settlement offer you receive from anyone’s insurance company. Lawyers for rideshare crash victims have years of experience calculating their clients’ present and future financial needs, and negotiating hard against insurance companies and defense lawyers to make sure they pay what they owe, not just what they hope you will take as a quick settlement.