If you’ve been injured in a car accident, one of the first questions you might ask is: Who pays for my medical bills? In this video, the Philadelphia personal injury attorneys at The Levin Firm explain how medical expenses are handled after a car crash — and what you need to know to protect your financial and legal rights.
👉 What You’ll Learn:
Who is responsible for paying your medical bills after a car accident in Pennsylvania
How Personal Injury Protection (PIP) and Medical Payments (MedPay) coverage work
When the at-fault driver’s insurance comes into play
What happens if your medical bills exceed insurance limits
How The Levin Firm helps accident victims recover full compensation for their injuries
📍 Our Office Address:
1500 John F. Kennedy Blvd #620, Philadelphia, PA 19102
📞 Local Phone: 215-825-5183
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Website: https://www.levininjuryfirm.com/
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💼 About The Levin Firm:
At The Levin Firm, we fight for injured victims across Philadelphia and Pennsylvania. Whether you’re hurt in a car accident, truck crash, or slip-and-fall, our award-winning attorneys stand by your side — from the first phone call to the final settlement or verdict.
We work on a contingency-fee basis, meaning you don’t pay unless we win.
Learn more: levininjuryfirm.com
✅ Next Steps:
If you were hurt in an accident, call 215-825-5183 for a free consultation today.
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⚠️ Disclaimer:
This video is for informational purposes only and does not constitute legal advice. Each case is unique — consult an experienced attorney to discuss your specific situation.
Transcript
Hi, this is Attorney Gabriel Levin. I'm the founder of The Levin Firm. The subject for this video is going to be who pays for your medical bills after a car accident. The answer to that question is, it depends. If you're in a motor vehicle accident and you own a car yourself and that car is insured, part of the insurance for that car is called PIP insurance, or Personal Injury Protection insurance, and that insurance pays for the first $5,000 at least of your medical bills for any injuries associated with the accident that you were in.
It doesn't matter who was at fault for the accident. If you have car insurance and it has this PIP coverage, that coverage has to be exhausted before anyone else is allowed to pay for your medical bills. After that PIP coverage is exhausted, you can utilize your personal health insurance. They will request proof that your PIP insurance has been exhausted, and then you can send them your bills and they will pay them just as they would any other medical bill. The difference is, is that when your personal health insurance pays for your medical bills, they can assert a lien often against your recovery.
So that means that when your case finally settles, a portion of your settlement is going to be utilized to pay back your insurance company for the bills that they paid. If you don't have personal health insurance, then you'll accrue bills and they will go unpaid, but they will be recoverable in your lawsuit. So you can sue the person who caused your injuries, not only for pain and suffering and the other sorts of compensatory harms, but for economic damages. And one of the main economic damages we see in car accident cases is medical bills. We call it portable damage.
And the reason it's portable is because you can actually write that number in front of the jury on the board and tell them, "Give me exactly this amount because this is the amount he owes his medical providers. This money doesn't go to him or her, it goes to the doctors that treated him and made him better." If you'd like to know more about this topic, feel free to reach out to me at the office at 215-825-5183, or you can reach me at my website, LevinInjuryFirm.com.
