June 15, 2017

Are You at Fault if You Have Crashed a Leased Car?



The light turns green, and you start to head out into the intersection. Suddenly, screeching brakes, airbags, and smoke greet you as someone coming the other way crashes into your car. They claim the light was green on their side, and you suddenly find yourself in a frustrating and painful situation. Imagine, to further complicate the scenario, a couple of years ago, you had taken a look at the pros and cons and decided that leasing a car was right for you. You appreciated the benefit and ease of not having to worry about car maintenance, of being able to upgrade to the latest model, and of having a better car than you could otherwise afford. So, you saved for a while and then put down the first payment on your car. But, just a month after you sign the papers, this car accident unexpectedly takes you by surprise. What can you expect?

How does Pennsylvania Evaluate Car Accidents?

While a car accident is rarely uncomplicated, having a leased car adds another layer of complexity to an already frustrating situation. Pennsylvania is a no-fault car insurance state. This designation means that each party’s insurance typically pays for that party’s bills. However, if an accident or injury is serious enough, it may pass over the threshold Pennsylvania has set to qualify as an accident where one party can be sued. If the case is one that qualifies under the statutes and a lawsuit is brought, the fault will be divided up by who is responsible for what percentage of the fault, and you may be able to recover if you are 50% or less responsible.

Does the Car Lease Change the Evaluation?

In most cases, whether the car being leased affects the accident will depend on the contract between you and the company you leased the car from. You may have been responsible for buying extra insurance, and the type and amount of insurance you have will determine whether you can sue or be sued and under what circumstances. You will want to contact your leasing company right away under the specifications of your contract in the case of an accident. However, you will likely also need the assistance of a lawyer.

Contact a Philadelphia Car Collision Attorney for a FREE, Confidential Case Evaluation

Being involved in a car collision is not only startling, but it can also result in pain, complex insurance calls, injuries, or even death. If you or a loved one of yours has been a victim of a car collision involving a leased car, you need to find an experienced advocate to help you navigate the court system and obtain the results you are entitled to. The judicial process can confusing and complicated; however, the Levin Firm is here to help you obtain the outcome you need and deserve. We are honored to not only have a tradition of success but we also proudly offer a “no fee unless we win policy.” We stand ready to fight for you. Contact us online or at (215) 825-5183 today for a FREE consultation.

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